Loan origination
We help lenders bring in applications from anywhere, web, mobile, USSD, WhatsApp or API, so no customer is ever out of reach.
The Infrastructure behind end to end loan management for lenders
While lenders focus on their customers, we focus on everything happening behind the scenes. From origination, decisioning, disbursement and recovery. Thousands of lenders around the world already run on our infrastructure.
- End users actively served by lenders.
- 4 million+
- Kick off a credit product, quick and easy!
- 20 mins
- Global market credit infrastructure.
- 190 countries
- Reach customers wherever they are.
- 7 channels
One platform for the entire lending journey
We support every stage of the lending journey, so lenders never have to stitch together separate tools or partners
Decisioning
Our decision engine helps lenders judge risk with real data, not guesswork, so good borrowers get approved faster and bad risk gets caught early.
Approvals
Lenders stay in control, choosing to approve manually, automatically, or a mix of both, depending on how hands on they want to be.
Disbursement
Once a loan is approved, funds can reach a customer's wallet or bank account within seconds, not days.
Collection
Repayments come back through the channel that works best for the borrower: cards, direct debit, or direct transfer.
Buy Now, Pay Later (BNPL)
We also help lenders offer flexible, point of sale credit, so customers can get what they need now and pay over time.
