Built with security at its core
Lendsqr is ISO 27001 certified, with security controls built into the infrastructure lenders use to manage borrower data, credentials, integrations, and financial operations. Our platform is designed to support lenders operating across the US, Europe, Africa, and LATAM while meeting applicable data protection and regulatory requirements.
Certifications and regulatory compliance
Lendsqr holds internationally recognised certifications and maintains active compliance with data protection and financial regulations across every market we operate in.
ISO 27001 Certified
Internationally certified for information security management covering data protection, access control, risk management, and secure operations across cloud infrastructure.
Security built into the platform
Every component of the Lendsqr platform that touches borrower data, lender credentials, or financial transactions is designed and maintained under our ISO 27001-certified information security management system. The controls below are part of how the product is built.
Role-based access control
Each user in a lender's workspace is granted access based on their assigned role and permissions. Borrower information, financial data, operational tools, and administrative settings can be restricted to the people who need them.
Secure password hashing
Passwords are protected using salted cryptographic hashing before they are stored. Lenders can also apply password policies across their teams to support their internal security requirements.
Secure API integrations
Third-party integrations connect to Lendsqr using unique authentication credentials scoped to the relevant integration. Access can be controlled, monitored, and revoked when required.
Comprehensive activity logging
User and administrative activity across the platform is logged to provide an auditable record of important actions. These logs support compliance reviews, investigations, operational oversight, and regulatory reporting.
Encryption in transit and at rest
Sensitive data is protected using encryption in transit and at rest. Communications between users, services, APIs, and platform infrastructure use secure transport protocols as part of Lendsqr's broader information security controls.
Karma; ecosystem protection
Karma is Lendsqr's global fraud layer, helping lenders screen applications against shared risk, including IP and email addresses, devices, and phone numbers. It gives lenders added protection against repeat bad actors across the ecosystem.
Security beyond the product
Protecting lender and borrower information goes beyond application features. Lendsqr maintains operational security processes designed to identify risks early, control access, respond to incidents, and keep our systems resilient.
Access management
Access to production systems and sensitive information is restricted to authorised personnel based on business need, with controls in place to reduce unnecessary access.
Vulnerability management
We continuously assess our systems and dependencies for security weaknesses and prioritise remediation based on risk and potential impact.
Incident response
Lendsqr maintains defined processes for identifying, investigating, containing, and responding to security incidents.
Business continuity and recovery
Our operational controls are designed to support service resilience, data protection, and recovery in the event of infrastructure or service disruption.
Security reviews
Security controls, risks, and operating procedures are reviewed as part of our information security management programme.
Third-party risk
Third-party services that handle or interact with sensitive information are assessed as part of our security and risk-management processes.
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