Build lending products faster with Lendsqr APIs
Add identity verification, credit decisioning, direct debit, and payment automation to your app without building any of it from scratch. One set of APIs, one account, backed by the same infrastructure that runs Lendsqr's lending platform.
Empowering 1000+ lenders and fintechs
Why build on Lendsqr
Lending teams spend months on underwriting logic that has already been solved. Our API suite gives you identity checks, credit data, and payment tools you can call directly, so your engineers focus on your product instead of rebuilding what's underneath.
Pay for what works
Usage based pricing means you're only billed for successful calls.
Faster to ship
Skip the months of building core lending infrastructure and integrate proven APIs in days.
One data ecosystem
Access verified customer and credit data from millions of records.
API capabilities
What you can build with Lendsqr's API
Pick the pieces you need and integrate only what your product requires, from identity checks at onboarding to automated repayments after a loan goes out.
Validation
Confirm a customer's identity fast using BVN, email, or phone number checks before onboarding.
Decisioning
Score and approve borrowers automatically using credit data and configurable underwriting rules.
Credit bureau data
Retrieve credit reports and scores from Nigeria's bureaus using a customer's BVN.
Direct debit
Tokenize bank accounts, activate mandates, and collect repayments automatically even when a borrower's balance is short.
Embedded loans
Add embedded lending or Buy Now Pay Later to your product in a few clicks, backed by Lendsqr's lending infrastructure.
Get started with Lendsqr
Want to see first-hand how Lendsqr can push the boundaries of your lending business? Sign up now for free and check it out, we'll be with you every step of the way!
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