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Credit Analyst

Finance & Risk

Remote

Full-time

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About the Lendsqr ecosystem

Lendsqr is building the infrastructure that powers thousands of lenders across Africa and beyond. Our ecosystem connects smart talent with lenders who are leveraging technology, data, and services to launch digital lending at scale.

When you join a lender within the Lendsqr ecosystem, you're not just taking a job; you're becoming part of a mission to provide every African with credit access exactly when it's required.

By applying through this portal, your profile becomes visible to top lenders like Kredi Bank, Urgent10k, Irorun, and many others who depend on Lendsqr to power their lending systems.

About the role

The Credit Analyst sits within the Finance and Risk team and is responsible for assessing the creditworthiness of loan applicants. The role evaluates borrower data, financial statements, and credit reports to support informed lending decisions. This position ensures that lending activities follow established policies and procedures, helping to maintain portfolio quality and minimize risk.


Responsibilities and competencies

  • Review borrower's financial and credit information
  • Assess applications against credit policies and criteria
  • Prepare credit assessment reports and recommendations
  • Monitor loan performance and early warning indicators
  • Collaborate with risk and product teams to refine credit assessment processes
  • Strong analytical and numerical skills
  • Attention to detail and accuracy
  • Structured decision-making
  • Clear written and verbal communication

Requirements

  • Minimum of 2:1 degree in Finance, Economics, Accounting, or a related field
  • 2–4 years of experience in credit analysis or lending operations
  • Familiarity with credit scoring models and financial statements
  • Knowledge of consumer or SME lending products
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Our values guide our internal conduct as well as our relationship with our customers, partners, and shareholders.

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Performance

Operating at a level far above excellence

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Innovation

Solving problems that stymie others

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Grit

Never giving up

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Accountability

Responsible. The buck stops here.

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Discipline

Operating at a higher level of excellence than the best

Learn more about Lendsqr

About us

Who we are at Lendsqr

We are on a mission to help everyone in the world access the loans they need to create a better life.

Problem statement

What problem is Lendsqr really solving?

Learn more about the problem we are really trying to solving and the efforts we’ve made so far.

Case Studies

How our Lenders use Lendsqr

Read all about how our Lenders use Lendsqr and their success they’ve been able to achieve.

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